How Points Work
House-hunting takes months. On ZGBT.ai that time is worth something: you collect points while you search and redeem them as credit toward your closing costs — up to $2,500.
Ways to earn
Browse homes
100 pts/minPoints accrue automatically for the time you spend actively searching — $1 of closing credit for every minute. Accrual pauses when you leave the tab, and there is a daily limit on how much browsing time can earn.
Create your account
+5,000 ptsA one-time welcome bonus, credited the moment your account is created — worth $50 before you have searched a single listing.
Verify your phone number
+5,000 ptsA one-time bonus on top of what you earn browsing, redeemable as closing credits when you close. Worth $50.
Uploading documents — a pre-approval letter, proof of funds, or a buyer representation agreement — does not earn points. Those unlock access to off-market homes, not rewards.
What your points are worth
100 points = $1
Every 100 points converts to $1 of credit against your closing costs. Your balance is always shown in points; the dollar figure follows from this one ratio.
Up to $2,500
250,000 points is the lifetime ceiling. Earning stops once your balance reaches it and resumes after you redeem, so the most you can hold at any one time is $2,500 in credit.
Redeeming your points
Claim your balance when you buy
When you close on a home through ZGBT.ai, submit your balance from your account and we coordinate the credit with the closing. Points come off your balance at that point and are applied against what you owe at the closing table.
Points are non-transferable, have no cash value, and are credited only to the account of the actual buyer as closing credits at closing.
Start collecting
Create an account for 5,000 points up front, then earn while you search.